snapshot
Current balances and cash flow health.
net worth
—
cash
$38,507.78
credit
$5,254.27
net cash
$10,207.07
BTC stack
—
bip value
—
1 bip = 0.01% of NW
health
●checking$39K 3.0mo of expenses
●discoverpaid up 0% of $21K limit
●citipaid up 0% of $15K limit
●chase$386 owed 1% of $26K limit
●applepaid up 0% of $22K limit
●net liquid$44K 3.4mo of expenses
●data8m ago Apr 19, 5:55 AM ET
13,135.37 USD uncategorized this month
this month
Spending run rate in bips (1 bip = 0.01% of NW). Budget: 50 bips/mo, 600/yr.
this mo spend
$239.67
avg nut
$12,987.53
monthly average
runway
—
liquid months
readiness
Build the income floor, then launch. Floor = STRD dividends covering all expenses forever. Bridge = liquid cash to survive disruptions during accumulation.
income floor
—
STRD dividends / expenses
time to floor
—
countdown to self-sustaining
bridge runway
—
liquid months during accumulation
save rate
92.33%
income - spending
debt / assets
9.23% of assets
DTI
14.63%
debt-to-income